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Your 2026 Medical Benefits & Costs

The cost-shares, copays, and enrollment fees for Johns Hopkins USFHP are the same as TRICARE. Details may be found at Tricare.mil.

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TRICARE Prime Benefits

Cost for Active-Duty
Family Members

Cost for Retirees and their
Family Members / Survivors

Group A* / Group B**
Group A*
Group B**

Annual Enrollment Fees

$0

$381.96 individual
$765 family

$462.96 individual
$927 family

Annual Deductibles

$0

$0

$0

Outpatient Services (subject to medical review)

Cost for Active-Duty
Family Members

Cost for Retirees and their
Family Members / Survivors

Group A* / Group B**
Group A*
Group B**

Preventative visit

$0

$0

$0

Office Visits (Primary Care)

$0

$26

$26

Specialty office visits

$0

$39

$39

Maternity care
(prenatal, postnatal)

$0

$0

$0

Well-child care (birth to age 6)

$0

$0

$0

Routine physical examinations1

$0

$0

$0

X-ray and lab tests2

$0

$0

$0

Ambulatory surgery
(same day)

All surgical procedures (regardless of where they are performed; excluding some venipuncture and fetal monitoring procedures) and birthing centers (prenatal care, outpatient delivery, and postnatal care)

$0

$79

$79

Physical, Speech and Occupational therapy (when medically necessary)

$0

$39

$39

Cardiac Rehabilitation3

$0

$39

$39

Inpatient Services (subject to medical review)

Cost for Active-Duty
Family Members

Cost for Retirees and their
Family Members / Survivors

Group A* / Group B**
Group A*
Group B**

Hospitalization
(semi-private room and board)

$0

$198/admission

$198/admission

Physician services

$0

$0

$0

General nursing services

$0

$0

$0

Diagnostic tests including lab and X-ray

$0

$0

$0

Operating room, anesthesia and supplies

$0

$0

$0

Medically necessary supplies and services

$0

$0

$0

Physical, Speech and Occupational therapy (when medically necessary)

$0

$0

$0

Mental Health Services (subject to medical review)

Cost for Active-Duty
Family Members

Cost for Retirees and their
Family Members / Survivors

Group A* / Group B**
Group A*
Group B**

Outpatient care individual

$0

$39/visit

$39/visit

Outpatient group / family therapy

$0

$39/visit

$39/visit

Partial hospitalization, mental health

$0

$39/visit

$39/visit

Inpatient hospital psychiatric care

$0

$198/admission

$198/admission

Substance Abuse Treatment (subject to medical review)

Cost for Active-Duty
Family Members

Cost for Retirees and their
Family Members / Survivors

Group A* / Group B**
Group A*
Group B**

Outpatient care individual

$0

$39/visit

$39/visit

Outpatient group / family therapy

$0

$39/visit

$39/visit

Inpatient services (up to 7 days for detoxification per year)

$0

$198/admission

$198/admission

Partial hospitalization, substance abuse

$0

$39/visit

$39/visit

Other Service (subject to medical review)

Cost for Active-Duty
Family Members

Cost for Retirees and their
Family Members / Survivors

Group A* / Group B**
Group A*
Group B**

Ambulance, outpatient ground4 (when medically necessary)

$0

$52/occurrence

$52/occurrence

Ambulance outpatient air4 (when medically necessary)

$0

$20/occurrence

$20/occurrence

Dental Care (basic preventative)

Reduced fees

Reduced fees

Reduced fees

Durable medical equipment

$0

20%

20%

Emergency room services5 (including out of the area)

$0

$79

$79

Urgent Care Center

$0

$39

$39

Routine eye examination (1 per Plan year)

$0

$0

$0

Radiation / chemotherapy office visits

$0

$39

$39

Prescription drug co-pays6 (up to a 30-day supply - Walgreens Retail)

$16 generic
$48 brand name
$85 non-preferred brand name

$16 generic
$48 brand name
$85 non-preferred brand name

$16 generic
$48 brand name
$85 non-preferred brand name

Prescription drug co-pays6 (up to a 90-day supply for maintenance medications - Mail Service & Walgreens Retail)

$14 generic
$44 brand name
$85 non-preferred brand name

$14 generic
$44 brand name
$85 non-preferred brand name

$14 generic
$44 brand name
$85 non-preferred brand name

Skilled nursing facility care

$0

$39/day

$39/day

Home health care (part-time skilled nursing care)

$0

$0

$0

Out of area (emergency services only)

$0

$79

$79

Catastrophic cap (Maximum out-of-pocket expense per family)

$1,000/enrollment year (Group A*)
$1,324/enrollment year (Group B**)

$3,000/enrollment year

$4,635/enrollment year

*For enlistment or appointment prior to January 1, 2018 / **For enlistment or appointment after January 1, 2018
1
Routine Physical Examinations – while there is no co-pay for a Routine Physical; an office visit co-pay may be assessed if other procedures (not considered routine) are conducted during the examination.
2
If lab services are provided on the same day as the office visit and a co-pay is collected for the visit, no additional co-pay will be collected. No co-pay will be collected when services are billed and provided as clinical preventive services. Exceptions: Co-pay may be required for certain radiation oncology, vascular and pulmonary procedures and studies. Contact Customer Service for details.
3
Outpatient treatment following the initial intake evaluation and testing is limited to a maximum of 36 sessions per cardiac event
4
Upon arrival of the ambulance and member refuses transport, the member is liable/responsible for services rendered
5
Unless you are admitted to the hospital, in which case only the inpatient co-payment applies
6
Prescription drug availability is limited to drugs prescribed by a Plan provider and covered as a Plan benefit. Availability of non-emergency prescriptions when out of the area is also limited

Copay Chart for Members with Medicare Part B